This is an absolute true story and it happened to me.
My first job at 18 didn't pay very much, and I had a clunker of a car that always seemed to need repairs. Ralph, the owner of the local garage, knew me and told me I could have credit as long as I paid him something every month. As usual with young men I had other things to spend my money on besides paying a bill. Before long I owed Ralph over $600. Ralph was a large man, in his early 50's and noone to be messing with. I was 5' 10" and 150 lbs soaking wet.
One day I was having trouble with the car and stopped to have Ralph look at it. He took me aside and told me he couldn't give me any more credit until I started to pay some of the bill. Being young and stupid, I told him I was broke and he could kiss my ass. I knew at once that he was pissed, but he didn't say anything. He slowly walked to the front door and locked it, and put out the closed sign. The garage was a big old building with two large rooms to repair the cars. The windows were 8 feet tall and made of glass block, which let in the light, but you couln't see clearly through them.
Ralph walked toward me and grabbed by arm and dragged me into the back room. He had yet to say a word to me. It was summer, and I was wearing a tee shirt, shorts, and sandels. Ralph grabbed a stool from under a workbench and sat down. Before I could react or say a word, he had pulled my shorts and underpants down to my ankles and placed me across his knees. Because he was a big man, this positon had my legs dangeling off of the ground. My shorts and underwear fell to the floor leaving me with only my tee shirt on. At first it didn't register, then the first blow came and I realized that I was going to be spanked. Blow after blow came raining down on my bare bottom. I started to kick and cry as it hurt so bad. I wanted him to stop at first, but after about 15 smacks, I found myself wanting more. He stopped at about 25 cracks and told me to get up. I started to curse and swear at him for what he had done. Again, not saying another word, he pulled off my shirt which left me naked. Again he bent me over his knees and started spanking me harder and faster.
It was about this time I saw the shadows on the glass block windows. There were people outside and even though they could not see clearly, they were watching the outline of Ralph spanking me. I'm sure they heard my cries of protest. The thought of being spanked, naked, in semi-public turned me on more that I thought possible. I now wanted the spanking to continue even longer. Suddenly there was knocking at the front door. Ralph picked me up and told me to stand still until he got back to finish my spanking. At the door were 5 retired men that used to hang aroung the garage and shoot the bull. Ralph let them in and told them what was going on. It was them that was outside of the window. He again locked the door and escorted the men to the back room where I stood. They arranged folding chairs, at Ralph's insistance, in a semi-circle around the stool that he was using to sit on. Ralph wasted no time in putting me back over his knees while the men laughed and hooted at my predicament. He told me that a spanking was not only to hurt, but cause the spankee embaressment. He said he couln't think of anything more embarassing than spanking me bare naked, over his knees, in front of these 5 witnesses. He started to really spank me now that he had an audience. He told me that if he thought I wasn't punished enough himself, he would let the 5 old farts spank me when he was done. I have to admit that I didn't want it to stop. Being spanked naked by Ralph was exciting, but adding the witnesses watching me get spanked made me shoot my load on his pants. When Ralph felt the wetness on his pant leg he made me stand up. He looked at his pants, and took off his leather belt and folded it in half. He again put me over his knees and proceeded to spank me with the belt until the tears flowed from me and I was begging him to stop. He stopped and made me bend over the knees of the man to my left. Ralph had each of the men spank me across their knees 25 time each until he felt I had been punished enough.
He told me that once a week I was to come to the garage at quitting time. There I would be made to strip and Ralph would spank me 100 times. This would count for one crack for one dollar owed to him. The old men were invited to my spankings and would be allowed to spank me also , although, it would count for nothing. Six weeks, six spanking, and 600 cracks minimum later, my debt was paid. The old men always showed up and always a few of them wanted to spank me.
After my punishment was over, I missed being over Ralph's knees and told him so one day. We made up reasons to spank me and he always spanked me naked and over his knees. They are tearing down the garage now to make way for something new, but I will always remember my first spanking in public, and long for another now.